Financing Options

Foundation repair you can actually afford

Flexible financing with rates as low as 0% APR. Check your rate in 60 seconds — no credit impact.

• 25+ Years Experience
• A+ BBB Rated
• 300+ Five-Star Reviews
• Lifetime Transferable Warranty
• NFRA Member

Choose the plan that fits your budget.

Five terms. Pick short-term 0% or spread it out up to 10 years.

Interest-free if paid in full within 6 months.

Interest-free if paid in full within 12 months.

Fixed-rate, predictable monthly payment.

Lower payments, moderate total interest.

Lowest monthly payment option.

Interest will be charged from the purchase date if the loan is not paid in full within the promotional period. Rates shown are examples — actual APR depends on creditworthiness. All loans subject to credit approval through Upgrade.

Estimate your monthly payment.

Short-term 0% options calculated individually — see your Upgrade offer for details.

Estimates only. Actual rate and payment depend on your credit profile. Subject to approval.

Three steps. Most approvals in minutes.

Check your rate

Takes 60 seconds. Soft credit check — no impact to your score.

Pick your plan

Choose the term that fits your budget — short 0% or long low APR.

Start the repair

Funds paid to FCS. Crew shows up. Repair backed for life.

The team behind the financing matters.

Lifetime transferable warranty

Our work is backed for as long as you own the home — and transfers to the next owner.

Free evaluation

Senior structural analyst on-site, within 24 hours. No pressure, no obligation.

25+ years in DFW

7,000+ completed projects. We know the soil on your street.

A+ BBB, 5.0 Google

318+ reviews. We stand behind every job.

5.0 from 318 Google reviews

“Rodrigo was very professional and explained everything. The crews for both the foundation and plumbing were outstanding.”

— Judy M., Dallas · verified Google review

Frequently asked questions

No. Upgrade uses a soft credit pull to show you your rate. A hard inquiry only happens if you accept an offer and move forward.

If you pay the full balance within the promotional period (6 or 12 months), you pay no interest. If a balance remains when the promo ends, interest accrues from the original purchase date at the post-promo APR. The short-term promos are best if you can pay it off quickly.

Loan amounts through Upgrade typically range from a few thousand dollars up to $50,000, depending on your creditworthiness and the scope of your project.

Most applicants get a decision in minutes. Once approved, funds are typically available within a business day, and we can schedule repair work right away.

Yes. Upgrade loans have no prepayment penalties. Pay extra any month or pay off the full balance at any time.

Upgrade is a U.S. consumer lending platform that partners with home-improvement contractors to offer point-of-sale financing. We chose them for competitive rates, fast decisions, and a clean application experience.

Ready to stop the damage?

Check your rate in 60 seconds — no credit impact. We’ll connect you to Upgrade and follow up to schedule your repair.

Financing provided by Upgrade, Inc. and/or its bank partners. Loans made by Cross River Bank, Blue Ridge Bank, or other bank partners. All loans subject to credit approval. Rates and terms are subject to change. FCS Foundation Repair and Concrete Services is not a lender.